EXAMPLE DATA Every name, balance and amount on this screen is a made-up sample for the concept. No real accounts are connected.

Good afternoon, Adam

Thursday, Oct 15 · 4 bills due in the next 7 days · 3 decisions waiting
WeekMonthQuarterYear
Total cash · all accounts (sample)
$24,180.52
↑ $9,400.00 in↓ $6,912.37 outlast 30 days
On plan
Month spend 71% of budget
Sep 15Sep 22Sep 29Oct 6Oct 15

Spending by category · October

+ Add category

Recent transactions

View all
DateMerchantCategoryAccountAmount

Accounts

Manage
Checking ••01
$8,240.18
Example Bank · primary
sample
Savings ••02
$15,940.34
Example Bank · reserve
sample
Credit card ••03
−$1,206.40
Example Card · due Oct 28
sample

Upcoming · 7 days

All bills
Mortgage (sample)
Home · Oct 17
$1,850.00
Tuition installment (sample)
College · Oct 20
$1,200.00
Electric (sample)
Home · Oct 21
$142.00
Phone plan (sample)
Personal · Oct 22
$85.00

Needs you

All decisions

Apps & requests

Open
CMIG OSHealthy Example app BHealthy Example app CDegraded
Daily requests
2 in build · 1 at Jev gate
Working
EXAMPLE DATA Sample category detail. Amounts, merchants and budgets are invented for the mockup.
Today / Spending categories /

Monthly spend vs budget

6 mo12 moSchool year

Transactions in this category

Export CSV
DateMerchantSubcategoryStatusAmount

Subcategories

+ Add

Auto-categorize rules

+ Rule

Guardrail

Armed
Any single charge over $500 (sample), or a month projected over budget, goes to Needs you with a Jev risk score before it's marked reviewed.
EXAMPLE DATA Sample transactions only. Merchants and amounts are invented.

Transactions

DateMerchantCategoryAccountStatusAmount
EXAMPLE DATA Sample decisions. Jev scores and thresholds are illustrative; nothing here is saved.

Decisions

Everything waiting on you, ranked by consequence. Money first.
AllMoneyApps & requests
RESOLVED THIS SESSION
Nothing resolved yet. Approve or decline above.

Planned for a later pass of the concept.
Not in this MVP

New category

Categories are config, not code. Adding one creates its nav entry, Today card, budget and rules.
Name
Medical expenses
Color
Type
ExpenseSavings goalIncome
Monthly budget (optional)
$ 300.00 sample
Budget period
MonthlySchool yearAnnualNone
Starter subcategories
CopaysPharmacyDentalVision+ Add
Auto-categorize when merchant matches
pharmacy*, clinic*, *dental*
Guardrail
Flag charges > $250Flag over-budgetOff
Preview: appears in the sidebar under Spending categories, as a card on Today, and as a filter in Transactions. Can be archived later without losing history.